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Get quick mortgage guidance for your needs.
F5 Mortgage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.
Get the transparency you deserve with the rates and service only the best in the industry can deliver. Welcome to F5 Mortgage. Refreshing the mortgage experience.
Fast Turnaround
Weeks, not months. We close most loans in less than 3 weeks.
Low, Low Rates
F5 works to find you some of the lowest rates available.
Ease-of-Use
We leverage user-friendly technology to simplify the process.
Award Winning
F5 was named one of the top new brokerages of 2020.
We empower mortgage shoppers
Mortgage companies try to stop consumers from shopping by rushing them through a loan and using hard sale tactics. That’s just not right! We bring the power back to the customer by ensuring they can shop safely, obtain amazing wholesale loan terms and feel confident about their decision.
WHAT OUR CUSTOMERS ARE SAYING
5/5 Star Reviews on Lending Tree, Google, and Zillow.



- Elizabeth Colon2/21/2023 - Google
I had a horrible experience with another mortgage company.F5 stepped in while I was in a crisis and about to have a meltdown.They fixed everything... READ MOREI had a horrible experience with another mortgage company.F5 stepped in while I was in a crisis and about to have a meltdown.They fixed everything and got me to my closing. They were awesome answered every email every call. I would recommend then a thousand percent. read less
jeremy saenz2/21/2023 - GoogleMilan and his team made the house buying experience a breeze, this was the easiest house buying experience I’ve had from start to finish Milan and... READ MOREMilan and his team made the house buying experience a breeze, this was the easiest house buying experience I’ve had from start to finish Milan and his team got all the financing and paperwork done in 2 weeks!!!! If your looking to get things done quick and easy call F5mortgage. read less
- connor douglass1/28/2023 - Google
Very helpful throughout the entire process! They explained everything with great detail! Made me understand the process we had to do and the reason we had... READ MOREVery helpful throughout the entire process! They explained everything with great detail! Made me understand the process we had to do and the reason we had to do so whichever way to help me. read less
Selena Perez1/05/2023 - GoogleF5 was amazing! I’m a first time home Buyer they gave me a good rate compared to what the rates are in the market and they... READ MOREF5 was amazing! I’m a first time home Buyer they gave me a good rate compared to what the rates are in the market and they made the process so easy and not too stressful! Jorge & Scott we’re great very knowledgeable, fast responses, explained everything to me in detail when I didn’t understand things and overall just amazing! I would recommend to anyone that is in search for a home to contact them! Thank you guys 😊 read less
- Dev Theofanopoulos10/07/2022 - Google
Brian from F5 is an actual angel and and I would recommend him and his knowledge/company to ANYONE!! I can’t even express how much he went... READ MOREBrian from F5 is an actual angel and and I would recommend him and his knowledge/company to ANYONE!! I can’t even express how much he went out of his way and above and beyond for me and my family.. a very long, painful and drawn out process finally ended because of his extra care and attention to our not so conventional case. He made a dream come true and made me feel like a priority with his friendliness and openness to get things done! Grateful beyond belief for these guys! CALL F5! ❤️🔥 read less
Alan Densmore9/23/2022 - GoogleI can not say enough about the positive experience Adam Smith made the mortgage approval process. Adam is the consummate professional. He is an... READ MOREI can not say enough about the positive experience Adam Smith made the mortgage approval process. Adam is the consummate professional. He is an extremely calming and reassuring presence. He knows his job and doesn't miss a trick. Dots all the I's and crosses all the T's. He walked me through every step of the process. I was often nervous and unsure and Adam calmed me and guided me with empathy and respect. I feel so fortunate to have Adam as the one to get my wife and I through this whole mortgage process. read less
- Torsin8/31/2022 - Google
Ryan, Melissa and AJ were extremely helpful and expedient in the process of acquiring our loan. He was prompt to answer any questions we had. He... READ MORERyan, Melissa and AJ were extremely helpful and expedient in the process of acquiring our loan. He was prompt to answer any questions we had. He was also very thorough with his answers and we were very confident through all steps of the process that we were well informed of all our options and steps moving forward. I highly recommend F5 mortgage, as a first time buyer they made the process easy and efficient. read less
- Vuyiswa Wako Zingelwayo6/24/2022 - Facebook
Having tried different trading platform my last experience with Mrs, Hendrick Jennifer is the best, I met a recommendation by someone on this page writing how... READ MOREHaving tried different trading platform my last experience with Mrs, Hendrick Jennifer is the best, I met a recommendation by someone on this page writing how Ma'am Hendrick Jennifer helped her earn $7,550 with $700 weekly on forex and crypto trading, I’m happy to let you know how excited i feel right now, i contacted her to give it a try and i have made withdrawal twice now without any hindrance contact her now to know how its works and thank me later. DM her via WhatsApp:+13523402962 or Email; hendrickjennifer550@gmail.com read less
Karly Disantis6/21/2022 - GoogleMilan and his team went above and beyond during the whole entire refinance process. We had alot of questions and they made the process completely transparent... READ MOREMilan and his team went above and beyond during the whole entire refinance process. We had alot of questions and they made the process completely transparent and effortless. Thanks F5 mortgage!! read less
- Patrick Egan6/01/2022 - Google
Loan fees were very reasonable (best I came across), interest rate was actually .25 lower than most of the others I looked at, and yet they... READ MORELoan fees were very reasonable (best I came across), interest rate was actually .25 lower than most of the others I looked at, and yet they still had lower fees. The team was very responsive when I had questions, and the whole process was very fast (they seem to typically use rocket mortgage, which has a very nice online process for reviewing documents and uploading bank statements & other documents they need from you). I would absolutely recommend F5. read less
- Mary Williams5/20/2022 - Google
I can honestly say that my loan broker, Joe Bloxson, was diligent in moving my loan application along and keeping me informed. I have done several... READ MOREI can honestly say that my loan broker, Joe Bloxson, was diligent in moving my loan application along and keeping me informed. I have done several refinancing loans and obtained 5 mortgage loans over the past few years. This one ranks among the top 5 experiences with the loan process. It was well worth the time I spent. read less
Penny Dunn5/11/2022 - GoogleVery easy to work with. All forms filled out and signed digitally which sped things up considerably. F5 gave me regular phone calls to up-date me... READ MOREVery easy to work with. All forms filled out and signed digitally which sped things up considerably. F5 gave me regular phone calls to up-date me on the status of the loan. read less
- Kelsey Cole5/03/2022 - Google
My experience with F5 could not have been better. As first time homebuyers we had a ton of questions and our buying process was also a... READ MOREMy experience with F5 could not have been better. As first time homebuyers we had a ton of questions and our buying process was also a bit complicated. Milan and Nate from F5 were professional and always available. They are helpful and kind and went the extra mile for our loan. I cannot recommend F5 enough. Thank you for making a stressful season more manageable. There aren’t enough words to thank you all! read less
- Karina Ensor4/01/2022 - Google
F5 is amazing!! They are professional from start to finish. They gave me the best deal in the market. Thank you Jason. Melissa and AJ for... READ MOREF5 is amazing!! They are professional from start to finish. They gave me the best deal in the market. Thank you Jason. Melissa and AJ for everything you did to get us the best rate and cash out we needed. read less
Robert Abbott3/26/2022 - GoogleWe had checked with other mortgage companies on doing a refinance on our home and wasn't pleased with them ! We Found F5 Mortgage and have... READ MOREWe had checked with other mortgage companies on doing a refinance on our home and wasn't pleased with them ! We Found F5 Mortgage and have been very satisfied with all there services ! Aston and Melissa Sokoinicki was very professional and walked us through the process step by step ! Was also very knowledgeable and answered all our many questions promptly ! The refinance process was very quick and we are 100% Satisfied ! We will recommend F5 Mortgageto others. read less
- B Dortch3/23/2022 - Google
My experience was great and very professional my loan officer was Joe Bloxsom he was very knowledgeable and was a pleasure to work with...He delivered exactly... READ MOREMy experience was great and very professional my loan officer was Joe Bloxsom he was very knowledgeable and was a pleasure to work with...He delivered exactly what he said.. thanks again Joe Bloxsom read less
Marcos Torres3/07/2022 - GoogleF5 mortgage helped me with my home refinancing, the process was smooth and completed in a timely manner.They took the time to explain my best options,... READ MOREF5 mortgage helped me with my home refinancing, the process was smooth and completed in a timely manner.They took the time to explain my best options, provided assistance and answered any questions or concerns during the entire process.I would highly recommend F5 mortgage to anyone looking for a professional and reliable mortgage lender company.A special thanks to my loan officer Jason Howes who was always available to guide me from the start to closing. read less
- Ellsworth DeVeaux, Sr.3/02/2022 - Google
Jason Howes and his team were very professional from start to finish. I was a little hesitant about processing my loan application online but found the... READ MOREJason Howes and his team were very professional from start to finish. I was a little hesitant about processing my loan application online but found the process super easy. Any questions or concerns were answered promptly with an email or phone call. The whole experience was stress free no pressure sales pitch. Jason didn't try to sell me because F5 Mortgage product spoke for itself. Thank you Jason and your wonderful team of Mortgage professionals. read less
Bernard Alimenti2/26/2022 - GoogleWent to F5 with only 25 days to close. I dealt with Trevor who was the greatest. He was competent, informative and kept to... READ MOREWent to F5 with only 25 days to close. I dealt with Trevor who was the greatest. He was competent, informative and kept to every deadline. We were able to get the final approval to close in 2 1/2 weeks. This while also including self -employment in the mix. I am very hard to please and they went beyond my expectations. I HIGHLY RECOMMEND TREVOR with F5 Mortgage. read less
Mark Pegram2/22/2022 - GoogleWorking with Bill Barrate from f5 mortgage was a great experience, he followed up with us every step of the way. The whole team kept... READ MOREWorking with Bill Barrate from f5 mortgage was a great experience, he followed up with us every step of the way. The whole team kept us informed and got all documents for us to sign to us in a timely manner, it was great working with f5 mortgage. read less
- Debbie Gilmore Grow2/18/2022 - Facebook
I dealt with Trevor who was so awesome! He was very quick to answer all my questions and went above and beyond to help us! I... READ MOREI dealt with Trevor who was so awesome! He was very quick to answer all my questions and went above and beyond to help us! I would definitely recommend F5 Mortgage! Thank you!! read less
Ellsworth DeVeaux2/10/2022 - GoogleJason Howes and his team were very professional from start to finish. I was a little hesitant about processing my loan application online but found the... READ MOREJason Howes and his team were very professional from start to finish. I was a little hesitant about processing my loan application online but found the process super easy. Any questions or concerns were answered promptly with an email or phone call. The whole experience was stress free no pressure sales pitch. Jason didn't try to sell me because F5 Mortgage product spoke for itself. Thank you Jason and your wonderful team of Mortgage professionals. read less
Cory Smith2/07/2022 - GoogleExcellent service. Very accessible team with access to multiple lenders making them much more competitive than your average bank/ lender.Professional staff. Attentive. All of the things... READ MOREExcellent service. Very accessible team with access to multiple lenders making them much more competitive than your average bank/ lender.Professional staff. Attentive. All of the things that you're looking for when going through a real estate transaction. Would highly recommend giving them a call. read less
Nathan MacGirr1/29/2022 - GoogleQuick and easy process. Ryan and Melissa made the whole process extremely simple for us. We saved over 1.5 points on our interest rate and thousands... READ MOREQuick and easy process. Ryan and Melissa made the whole process extremely simple for us. We saved over 1.5 points on our interest rate and thousands of dollars on closing costs by choosing F5. We were able to get cash out of the equity in our home to become debt free all while actually getting a LOWER monthly payment. Highly recommend for all of your mortgage needs. read less
Joseph Guelli12/29/2021 - GoogleBest refinance experience I have ever had. Everyone was very helpful and responsive. Always answered the phone. In addition to the sub... READ MOREBest refinance experience I have ever had. Everyone was very helpful and responsive. Always answered the phone. In addition to the sub 3% rate I received , they saved me an extra 5K in closing cost by advising me what creditors to pay off before completing a rescore just prior to closing. Positive experience from start to finish. I highly recommend F5 Mortgage to anyone looking for to purchase a home or refinance the one they have. read less
A Letter from F5 Mortgage’s President
You don’t deserve to be overcharged on rates and fees. As mortgage professionals with years of experience, we got tired of seeing so many well-qualified borrowers fall victim to these practices, so we paired our expertise with the latest in online tools and automation. Our goal was to simplify a transparent mortgage process that doesn’t leave you, as a qualified candidate, second-guessing your decision. A fast, easy-to-use, digital platform that takes care of your mortgage needs with fewer expenses, allowing us to offer the best service and lowest rates and fees in the industry.
You’re also assigned a personal team to assist you, not just one individual bozo broker. 🙂 We’re here to get to the heart of your needs and we get paid the same no matter what option you choose, which ensures F5 only does what’s best for you. We’re working with you every step of the way to ensure you’re provided with all of the guidance, cooperation, and support that you deserve.
Ryan McCallister
President | Broker
HOW DO I GET STARTED?
Contact us today to get a custom rate quote!
Or call a loan specialist at 1-231-715-3886




